In-network
One behavioral care.

A co-pay is a fixed amount that a patient pays for a healthcare service, in addition to any amount that may be covered by insurance.

A deductible is the amount of money that a patient must pay out-of-pocket for healthcare expenses before their insurance coverage begins.

Co-insurance is a type of cost sharing that is commonly found in health insurance plans. It is a percentage of the total cost of a healthcare service that a patient is responsible for paying, after any deductibles have been met.

In-network refers to healthcare providers, that have a contract with a patient’s insurance company to provide services at a discounted rate. Out-of-network refers to healthcare providers that do not have a contract with the patient’s insurance company and are therefore not part of the patient’s insurance network.

Mental health insurance benefits may differ from physical health insurance benefits in a number of ways, including the types of services that are covered, the cost of services, and the amount of coverage provided.

For example, some insurance plans may cover a wide range of mental health services, such as therapy, counseling, and psychiatric evaluation, while others may only cover a limited number of services. Additionally, some insurance plans may have a separate deductible or copay for mental health services, while others may not.

It is important to carefully review the mental health benefits provided by an insurance plan to understand what is covered and what costs the patient may be responsible for. Patients should also be aware that mental health benefits may be subject to pre-authorization requirements, which means that the insurance company must approve the need for certain services before they are covered.